I recently was teaching about risk, and we discussed moral hazard and adverse selection. That's probably what put the concepts into my mind. Then I was watching the movie Joe vs. the Volcano which starred Tom Hanks and Meg Ryan. It hit me. Here's an example of how "knowing" the future can affect our choices. Specifically, Tom Hanks' character, Joe, is told he has an incurable disease. He is then approached by a multi-millionaire to take on a dangerous mission - one which would end with him throwing himself into a volcano. All his expenses are covered. He immediately begins making decisions and taking risks that he previously wouldn't have taken - moral hazard.
Take a look at it and let me know if you agree.